Everything you need to know about Altrion: how it works, what it covers, and how your data stays safe.
Altrion is a financial intelligence platform that aggregates every bank account, brokerage, 401(k), IRA, and crypto exchange you hold into one complete, always-current dashboard, then analyzes that data with AI to surface personalized insights about your full financial picture.
The platform is built around three pillars. Aggregate: see every account in one place. Analyze: understand what your data means for your actual life. Advance: access tools and liquidity options that help you act without selling assets you want to keep. Phase 1 is live now, covering Aggregate and Analyze.
Altrion is a software platform only. We are not a bank, broker-dealer, or investment adviser, and we don't move, hold, or trade your money.
Altrion is built for anyone who holds money in more than one place and wants a complete picture of their financial life. The primary user holds assets across a bank account, a 401(k) or IRA, a brokerage, and one or more crypto platforms. You do not need to be wealthy to benefit.
If you have ever felt uncertain about your true financial position because your money lives in too many disconnected places, or if you have ever sold an asset you wanted to keep because you didn't realize you had other options, Altrion was built for you.
Many U.S. adults now hold crypto alongside traditional investments, and many have no single place to see everything. That's the problem Altrion solves. You must be 18 or older and a U.S. resident to use Altrion.
Yes. Altrion is live today. You can create your account at altrion.ai and start your 14-day free trial.
Altrion is a financial intelligence platform, not a single-function tool. Most financial apps are built for one job: budgeting, or portfolio tracking, or crypto monitoring. Altrion connects all of those into one system.
It includes a budgeting module (Clearflow Budget), investment and net worth tracking, AI financial insights, and a conversational assistant (Ask Altrion). It's the infrastructure for your complete financial life, not a feature sitting alongside your bank app.
Altrion supports banking, investment, retirement, and crypto accounts, with alternative assets coming soon:
Bank and investment account connections use Plaid, a licensed financial data aggregator. Crypto connections use direct exchange APIs and public blockchain data.
Yes. Altrion explicitly supports 401(k), IRA, and Roth IRA accounts. These are connected via Plaid and included in your unified net worth calculation. The AI engine analyzes your retirement account data alongside your other accounts, so you see how your retirement assets interact with the rest of your financial picture, not in isolation.
Yes. Altrion connects to 5+ crypto exchanges at launch and supports crypto wallet addresses directly. Bitcoin (BTC), Ethereum (ETH), and Solana (SOL) are supported assets. Crypto holdings are included in your always-current net worth dashboard alongside bank, brokerage, and retirement accounts.
All crypto account connections are read-only. Altrion cannot move, transfer, or trade your crypto assets.
When you connect an account, Altrion uses Plaid (for banks, brokerages, 401(k)s, and IRAs) or direct read-only API connections (for crypto exchanges) to pull your balances, transactions, and holdings into one dashboard. For self-custodied crypto wallets, Altrion reads from public blockchain data. No keys, no passwords.
All connections are read-only. Altrion can see your data but cannot move, trade, or transact with your money. You can disconnect any account at any time from your settings.
Bank and brokerage accounts sync in minutes via Plaid. Crypto exchanges also sync in minutes via direct API connections. Your first account connects in under 60 seconds. Your net worth stays always current, updating each time any account syncs.
Altrion never shows a net worth figure that silently excludes a broken account connection. If an account has a data issue, the platform shows the last known value alongside a timestamp so you always know what's current.
Altrion uses AI to analyze your connected account data and surface personalized insights about your full financial picture. The AI engine re-runs every time any connected account syncs, a market move occurs, or your stated goals change, so your analysis stays current instead of waiting on a once-a-year financial plan.
At launch, the AI surfaces 5 insight types including: idle cash above your emergency fund target, tax-efficiency signals across your portfolio, scenario modeling for life events, crypto-related tax awareness, and a net worth trend view. Altrion's library of insight types continues to grow.
All AI outputs are educational observations. The platform does not tell you to buy, sell, hold, or transfer any asset.
Ask Altrion is a conversational AI assistant built into the platform. You ask financial questions in plain language and it answers using your actual connected account data as context.
Example questions you can ask: "Do I have enough in my emergency fund?", "How much am I spending on subscriptions each month?", "What is my exposure to tech stocks across all my accounts?", or "How would buying a home affect my net worth projection?" Ask Altrion responds with observations and context. It does not give personalized investment advice.
The Scenario Modeler is an interactive planning tool that lets you model how different life events and market conditions could affect your financial picture over time. At launch, scenarios include home purchase, retirement timelines, and a range of market environments.
The Modeler uses Monte Carlo simulation to show a range of possible outcomes across five percentile bands, including optimistic, expected, and stress-case projections. All results are illustrative and educational. They are not financial advice and should not be treated as predictions.
Clearflow Budget is Altrion's personal finance management module. It organizes your money into income, allocation buckets, and spending categories with a budget vs. actual view per zone. It includes a weekly review ritual built to create financial habit, AI-powered spending signals that surface patterns you may not notice yourself, savings goals with progress tracking and milestone celebrations, and a cashflow waterfall showing where every dollar went each month.
The goal is to move you from passive transaction tracking to active financial awareness, and to connect your daily spending decisions to your larger financial picture.
The Altrion Financial Health Score (AFHS) is a single composite score that reflects the overall health of your complete financial picture. It is powered by your connected account data and stays always current as your accounts sync. It gives you one number to understand and track over time. Not a grade, but a signal.
The dashboard displays the score alongside a plain-language explanation of what is driving it: trend direction, the specific factors affecting your score, and where you stand relative to peers with a similar financial profile.
WorthIt is a spending reflection tool within Altrion. Each week, it shows a few of your recent transactions and asks whether each one was worth it to you. Your answers teach Altrion which spending you genuinely value, so it can surface more relevant insights. The goal is understanding your spending, not telling you what to cut.
No. Altrion is a financial technology software company, not a Registered Investment Adviser (RIA), broker-dealer, insurance company, or any other licensed financial professional or institution. The platform provides educational financial information and AI-generated observations based on your account data. Altrion does not tell you to buy, sell, hold, or transfer any specific asset. Before making significant financial decisions, consult a qualified licensed professional: a CFP, CPA, RIA, or licensed attorney appropriate to your situation.
Altrion tracks crypto information that matters for taxes, including unrealized gains and losses, cost basis, and tax-awareness signals about potential capital gains. This is general educational information, not tax advice, and not a substitute for a qualified CPA, enrolled agent, or tax attorney. Altrion does not file returns or calculate your official tax liability.
Yes. During onboarding, you can select a household profile that lets you include multiple members in your unified financial view. It's designed for partners and families who want a complete picture of shared and individual finances in one place. High-net-worth household users can also manually add alternative assets and real estate holdings to their household view.
Altrion protects your data with encryption, required multi-factor authentication, read-only connections, and no credential storage. Specifically:
We never sell your data. We never use your financial information for advertising. Full details are in our Privacy Policy at altrion.ai/legal.
No, and we never will. When you connect a bank or brokerage account, Plaid handles the authentication directly with your financial institution. Wherever your bank supports it, you log in through your bank's own OAuth page, and Plaid passes back only a secure access token. Altrion never sees your username, password, or any login credential. You can disconnect any account at any time, either from your Altrion settings or directly through Plaid at my.plaid.com.
No. Altrion has strictly read-only access to every account you connect. We cannot initiate a transfer, place a trade, move crypto, pay a bill, or take any action on your behalf, and we've built our systems so that we never will. Altrion does not hold custody of any of your assets. It's a view-and-analyze platform only.
Altrion is committed to protecting your nonpublic personal information (NPI) as required by the Gramm-Leach-Bliley Act (GLBA) and California's CCPA and CPRA. Altrion does not disclose your NPI to non-affiliated third parties without your explicit consent, except as permitted by law. You can withdraw consent for NPI sharing at any time by contacting hello@altrion.ai. You can disconnect any connected account at any time through platform settings or through my.plaid.com. Full legal terms are available at altrion.ai/legal.
Altrion is $15 per month, or $160 per year on the annual plan. Both plans include the same full feature set, Aggregate and Analyze, with no feature tiers or add-ons. Every account starts with a 14-day free trial, with no charge during the trial period. Monthly billing auto-renews to the payment method on file each month; annual billing auto-renews once per year. No setup fees, no surcharges, no upsells. The price you see is the price you pay.
Altrion is live now. You can sign up directly at altrion.ai and start your 14-day free trial.
Yes. Every Altrion account starts with a 14-day free trial. You get full access to the platform during the trial period, and your payment method isn't charged until day 15. We send reminders 3 to 7 days before the trial ends so you can decide whether to continue. Cancel anytime in settings. No questions asked.
Cancel any time through your account settings on the platform. Your access continues through the end of your current paid billing period. Altrion sends written cancellation confirmation within 7 business days. You can also email hello@altrion.ai to initiate cancellation.
Altrion covers your whole financial picture, not just bank accounts and spending categories. It brings banking, brokerage, 401(k), IRA, and crypto exchanges and wallets into one always-current dashboard, then uses AI analysis to surface concentration, overlap, and exposure across all of it. Crypto and traditional accounts count as one portfolio, so your net worth reflects everything you own.
Altrion counts crypto as part of the same portfolio as your stocks, ETFs, and retirement accounts, rather than tracking it separately. It connects 5+ crypto exchanges plus self-custodied wallets, and its AI engine re-runs every time an account syncs, so your analysis stays current. Altrion is $15 per month (or $160 per year), with a 14-day free trial.
Look for an app that connects every account type you hold, including banks, brokerages, retirement accounts, and crypto, keeps balances current automatically, and uses read-only access. Investors often hold assets spread across many disconnected platforms, so coverage matters. Altrion aggregates bank, brokerage, 401(k), IRA, and crypto exchange accounts into one dashboard with AI analysis, at $15 per month.
Altrion is not a crypto exchange and doesn't replace one. It connects to your crypto exchanges and wallets on a read-only basis and brings them into the same view as your bank, brokerage, and retirement accounts, so everything is one portfolio. From there, Altrion calculates a unified net worth and analyzes your complete financial picture.
Look for a tracker that counts crypto and traditional investments as one portfolio, so your net worth and exposure reflect everything you own. Altrion connects brokerage, 401(k), and IRA accounts alongside crypto exchanges and wallets, calculates a unified, always-current net worth, and analyzes your complete portfolio with AI. It costs $15 per month, with a 14-day free trial.
No. Altrion.ai Inc. is a California stock corporation and a financial technology software company only. It is not a bank, broker-dealer, investment adviser, financial planner, tax preparer, insurance company, or any other type of licensed or regulated financial institution. Altrion is not registered with, licensed by, or supervised by the SEC, FINRA, OCC, CFTC, or any state securities or banking regulator.
Altrion's operations are designed to remain within the Publisher's Exclusion under Section 202(a)(11)(D) of the Investment Advisers Act of 1940. The platform presents observations and educational scenarios. It does not tell you to buy, sell, hold, or transfer any specific asset.
Altrion is available to U.S. residents who are 18 years of age or older with full legal capacity to enter into contracts under California law. The platform is not currently offered to residents outside the United States. One account is permitted per individual person.
The complete legal package, including Terms of Service, Privacy Policy, AI Disclosure, and all related documents, is available at altrion.ai/legal. Version 6.0, effective May 1, 2026, is the current version. Prior versions are archived at altrion.ai/legal/versions for a minimum of seven years. For questions, email hello@altrion.ai.
Getting started takes less than five minutes. Create an account at altrion.ai with your email or via Google or Apple SSO. Answer one brief onboarding question about your primary financial priority. Connect your first account through Plaid. Your bank credentials are never stored by Altrion.
Add more accounts (brokerage, 401(k), IRA, crypto) to complete your financial picture. Your dashboard stays always current with each connection. Your first AI insight generates automatically once your first account syncs. The 14-day free trial starts when you create your account.
Altrion asks about your primary financial priority to personalize the AI analysis from day one. This single question shapes which insights the platform surfaces first and how it frames your financial picture. Options include goals like building an emergency fund, paying down debt, or growing long-term investments. It's the only financial question asked during onboarding. Everything else, including balances, transactions, and asset allocation, comes directly from your connected accounts through Plaid. Altrion doesn't ask for information it can get automatically.
That reaction is completely normal. Seeing everything together, with debts alongside assets and gaps alongside progress, can feel like a lot at once. Most people who feel financially scattered aren't failing. They're dealing with real complexity that no single tool has helped them manage clearly before.
Altrion is designed to present your financial picture clearly, not to alarm you. Every insight includes plain-language context: not just a number, but what that number means for your life. The goal is to give you information, not judgment. You get to decide what to do with it.
Yes. During onboarding, you can select a household profile that allows you to include multiple members in your unified financial view. This is designed for partners and families who want a complete picture of shared and individual finances in one place. High-net-worth household users can also manually enter alternative assets and real estate holdings.
Email hello@altrion.ai for account support, cancellation requests, data privacy inquiries, legal notices, and general questions. Altrion responds to cancellation and data requests within 7 business days. The platform is available at altrion.ai.
Reach out at hello@altrion.ai, or start your 14-day free trial and see for yourself.
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